So, where to change your money? The best way is at a Mexican ATM machine. If traveling by ground, you should be able to find an ATM at the Mexican border town. If you don't have an ATM card, stop at a border town (either side) and exchange it at a casa de cambio or a bank. If traveling by air with a stop in Mexico City, you can use the ATM at the airport. Non-ATM currency exchanges at airports generally yield the least favorable rates possible (especially at San Antonio, TX). If you use a bank ATM, you will get the bank exchange rate and will only be charged the regular atm usage fee. You can also get a good exchange rate at a bank, but you often have a long wait in line and banks have short hours of operation and close for lunch. ATM machines that are not located at a bank, such as those small ones that are springing up everywhere, will probably incur a higher ATM fee. Don't get too excited by your reported bank balance; it is in pesos. Also, there may be a ceiling imposed on the reported balance.
Rate of Exchange
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